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Upload your CIBIL PDF
We parse every account, enquiry, and error. Score, issues, and fix estimate — in under 30 seconds.
"Found a settled account from 2019 I didn't know was wrong. Dispute letter ready in 2 minutes. Bank corrected it in 24 days. Loan approved."
"HDFC was reporting my closed loan as active. Kredplus explained it in Hindi, generated the letter, bank fixed it in 19 days."
"Tried fixing my CIBIL for 8 months alone. Kredplus did it in one evening. The RBI complaint on Day 31 finally made the bank respond."
We parse every account, enquiry, and error. Score, issues, and fix estimate — in under 30 seconds.
Every issue explained in plain English. See exactly how many points each fix could recover.
Legal dispute letter goes to the bank. We track the 30-day window and file with RBI on Day 31 if needed.
Likely a bureau error. We find it, dispute it, track it.
Most users recover 50–120 pts in 30 days
No score yet. We give you a 90-day plan to build one safely.
First score typically appears in 3–4 months
No errors — but habits are holding you back. We show exactly what to fix.
Most users cross 750 within 60 days
Score, issues, and fix estimate — no card needed.
✓ Full PDF analysis
✓ Issue-by-issue diagnosis
✓ Score improvement estimate
Agents charge ₹3,000–₹15,000. This is ₹1.
✓ Dispute letters — Word + PDF
✓ We send to bank on your behalf
✓ 30-day tracking + reminders
✓ RBI escalation on Day 31
3 min read
If a loan you already closed is still marked active in your CIBIL report, your score and approvals can suffer for no valid reason. Here's the exact fix path.
4 min read
A strong CIBIL dispute letter is short, specific, and sent to the right person. Here's the format that actually gets banks to act.
3 min read
When the bank stays silent for 30 days, the dispute moves into escalation mode. Here's the exact day-31 playbook, including compensation and RBI complaint steps.